Florida hurricane claim attorneys.
When the storm passes and the insurance fight begins, we're the firm you want in your corner.
Southwest Florida takes the brunt of every major storm — Ian, Milton, Irma, and countless unnamed events that have quietly destroyed roofs, walls, and lives. When your carrier responds with delays, lowball offers, or flat denials, Walker & Felknor is built to respond.
We represent Naples, Fort Myers, Marco Island, and Bonita Springs homeowners and businesses with denied, underpaid, or slow-walked hurricane claims. We know the tactics carriers use after a named storm — and we know how to defeat them.
Roof damage from wind, uplift, and debris
Interior water damage from wind-driven rain
Structural damage to walls, gables, and framing
Pool cage, screen enclosure, and lanai damage
Business interruption losses
Condo association and HOA claims
Denied, underpaid, or delayed claims
Bad-faith insurance conduct
Why Florida hurricane claims get denied.
Carriers deny hurricane claims for one reason: it's profitable. After a major storm, insurers process tens of thousands of claims at once, and their playbook rewards fast, cheap resolutions — not fair ones.
Common denial excuses include "pre-existing damage," "wear and tear," "improper maintenance," or the claim that damages fall under an uncovered peril like flood. Most of these are wrong. Many are provably wrong once an independent expert inspects the property.
What we do for you.
We start with a full policy review and a coverage analysis. Then we bring in independent engineers, roofers, and estimators to document every element of your loss — the way it should have been documented the first time.
From there, we handle every communication with your carrier. We file the required pre-suit notice, negotiate aggressively, and if the carrier still refuses to pay, we file suit. We are trial-ready on every case.
Florida hurricane claim deadlines have changed.
Florida law now imposes short windows to file and reopen storm claims. Missing a deadline can cost you the entire claim. If you were hit by a storm — even years ago — call us before you assume it's too late.
Questions we hear.
How long do I have to file a hurricane claim in Florida?
Under current Florida law, you generally have one year from the date of loss to file a new hurricane or windstorm claim, and 18 months for a supplemental or reopened claim. Deadlines are strict — the sooner we get involved, the more we can preserve.
My hurricane claim was denied. What can I do?
A denial is not the end. We routinely overturn denials by re-inspecting the property, obtaining independent engineering reports, and forcing carriers to honor their policies. Send us your denial letter and we'll evaluate it at no cost.
The insurance company's offer feels low. Should I sign?
Never sign a release or cash a 'final payment' check before an attorney reviews it. Once you release the claim, you lose the right to pursue the full value of your damages.
Do I have to pay anything up front?
No. We handle hurricane claims on a contingency basis — you owe nothing unless we recover money for you.
Ready to talk to an attorney?
Free case review. No fees unless we win. We answer the phone.